*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy: #1b2b4b;
  --navy-dark: #111d33;
  --red: #c0392b;
  --red-hover: #a93226;
  --light: #f5f7fa;
  --white: #ffffff;
  --gray: #6b7280;
  --text: #1f2937;
  --line: #e5e7eb;
}

body {
  font-family: 'Inter', sans-serif;
  color: var(--text);
  line-height: 1.6;
}

a { color: inherit; text-decoration: none; }
p a, li a { color: var(--red); font-weight: 700; }
p a:hover, li a:hover { text-decoration: underline; }

.topbar {
  background: var(--navy-dark);
  color: #c8d6e8;
  font-size: 0.85rem;
  padding: 8px 0;
  text-align: center;
}

.topbar a { color: #c8d6e8; }
.topbar span { margin: 0 12px; }

header {
  background: var(--navy);
  padding: 8px 0;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 12px rgba(0,0,0,0.3);
}

.container { max-width: 1100px; margin: 0 auto; padding: 0 24px; }

nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.logo { display: flex; align-items: center; }
.logo img { height: 72px; width: auto; display: block; }

.nav-links {
  display: flex;
  gap: 28px;
  list-style: none;
}

.nav-links a {
  color: #c8d6e8;
  font-size: 0.95rem;
  font-weight: 600;
  transition: color 0.2s;
}

.nav-links a:hover { color: var(--white); }

.nav-cta {
  background: var(--red);
  color: var(--white) !important;
  padding: 9px 20px;
  border-radius: 6px;
  font-weight: 700 !important;
  transition: background 0.2s !important;
}

.nav-cta:hover { background: var(--red-hover) !important; }

.breadcrumb {
  background: var(--navy-dark);
  color: #8fa3c0;
  font-size: 0.82rem;
  padding: 10px 0;
}

.breadcrumb a { color: #8fa3c0; }
.breadcrumb a:hover { color: var(--white); }

.hero {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 100%);
  color: var(--white);
  padding: 84px 0 74px;
}

.hero h1 {
  font-size: clamp(2rem, 5vw, 3.3rem);
  font-weight: 800;
  line-height: 1.12;
  max-width: 850px;
  margin-bottom: 18px;
}

.hero h1 span { color: #e87070; }
.hero p {
  font-size: 1.14rem;
  color: #c8d6e8;
  max-width: 720px;
  margin-bottom: 34px;
}

.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }

.btn-primary,
.btn-secondary {
  display: inline-block;
  padding: 14px 28px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 1rem;
  transition: background 0.2s, border-color 0.2s, transform 0.15s;
}

.btn-primary { background: var(--red); color: var(--white); }
.btn-primary:hover { background: var(--red-hover); transform: translateY(-1px); }
.btn-secondary { color: var(--white); border: 2px solid rgba(255,255,255,0.4); }
.btn-secondary:hover { border-color: var(--white); transform: translateY(-1px); }

.hero-badge {
  margin-top: 32px;
  display: inline-block;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  color: #c8d6e8;
  font-size: 0.85rem;
  padding: 8px 20px;
  border-radius: 999px;
}

section { padding: 70px 0; }
.section-light { background: var(--light); }
.section-white { background: var(--white); }

.section-label {
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--red);
  margin-bottom: 10px;
}

h2 {
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  font-weight: 800;
  color: var(--navy);
  line-height: 1.2;
  margin-bottom: 16px;
}

h3 {
  font-size: 1.12rem;
  color: var(--navy);
  margin-bottom: 10px;
}

.section-intro {
  font-size: 1.05rem;
  color: var(--gray);
  max-width: 760px;
  margin-bottom: 36px;
}

.split {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 52px;
  align-items: start;
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(245px, 1fr));
  gap: 24px;
}

.card {
  border: 1.5px solid var(--line);
  border-radius: 8px;
  padding: 26px 24px;
  background: var(--white);
}

.card p,
.content p,
.content li {
  color: var(--gray);
  font-size: 0.98rem;
}

.content p { margin-bottom: 16px; max-width: 800px; }
.content ul { padding-left: 20px; margin: 12px 0 0; }
.content li { margin-bottom: 8px; }

.price-panel {
  background: var(--navy);
  color: var(--white);
  border-radius: 8px;
  padding: 30px 28px;
  position: sticky;
  top: 112px;
}

.price-panel h2 { color: var(--white); font-size: 1.45rem; }
.price-panel p { color: #c8d6e8; margin-bottom: 18px; }
.price-row {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  border-top: 1px solid rgba(255,255,255,0.16);
  padding: 13px 0;
  color: #e7eef8;
}

.price-row strong { color: var(--white); }
.price-note { font-size: 0.86rem; color: #aebed3 !important; }

.faq-list {
  max-width: 850px;
  border-top: 1px solid var(--line);
}

details {
  border-bottom: 1px solid var(--line);
  padding: 20px 0;
}

summary {
  font-weight: 700;
  color: var(--navy);
  cursor: pointer;
}

details p {
  color: var(--gray);
  margin-top: 12px;
}

.cta-band {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 100%);
  color: var(--white);
  text-align: center;
}

.cta-band h2 { color: var(--white); }
.cta-band p {
  color: #c8d6e8;
  max-width: 660px;
  margin: 0 auto 28px;
}

footer {
  background: var(--navy-dark);
  color: #c8d6e8;
  padding: 40px 0;
  text-align: center;
  font-size: 0.88rem;
}

footer strong { color: var(--white); }
footer .footer-links {
  display: flex;
  gap: 24px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 16px;
}

footer .footer-links a { color: #c8d6e8; transition: color 0.2s; }
footer .footer-links a:hover { color: var(--white); }
footer p { margin-top: 8px; opacity: 0.65; }

@media (max-width: 820px) {
  .nav-links { display: none; }
  .split { grid-template-columns: 1fr; }
  .price-panel { position: static; }
}

@media (max-width: 600px) {
  .topbar span { display: block; margin: 2px 0; }
  .logo img { height: 58px; }
  .hero { padding: 62px 0; }
  section { padding: 54px 0; }
}